Payments Innovation in 2025:

Adoption, Lessons Learned, and the Road Ahead

Angela Murphy, Ph.D. "Payments Elsa"

Virtual Event - Tuesday, December 9th at 12PM ET

Angela Murphy, Ph.D.—widely known as Payments Elsa—is a leading voice at the intersection of faster payments, artificial intelligence, and fintech innovation. With a Ph.D. and years of hands-on experience in B2B payments, solutions integration, and financial technology, Angela bridges the gap between emerging technologies and practical strategy, helping financial institutions transform how money moves.

A trusted advisor and strategist, Angela works with banks, credit unions, and fintechs to navigate the complexities of real-time payments, behavioral AI, and digital infrastructure modernization. Her work is grounded in deep market insight and a relentless drive to make complex financial concepts clear, actionable, and inclusive—for industry leaders and everyday users alike.

Angela is a graduate of the PayTech Women Executive Academy and the Money20/20 RiseUp program, and she was named the 2024 Emerging Trendsetter by PayTech Women. She is also a Founding Fellow of Coruzant Technologies and a passionate advocate for diversity, equity, and representation in financial services and technology.

A dynamic speaker and educator, Angela frequently delivers webinars and keynotes for payments associations, online education programs, and industry conferences (including The Clearing House and NACHA), and guest lectures for institutions such as UC Berkeley, the University of Missouri’s Bloch School of Business, and the Regnier Institute for Entrepreneurship and Innovation. Her thought leadership has been featured across global podcasts and media, including The Treasury Whisperer, The Payments Podium, Cybersecurity Matters, PCN, Off the Rails, Wrestling Payments, and Versatile Ph.D.

Members: A reminder to renew your membership by clicking below. 

Renew Your Membership Today & Register!

Pending approval for 1.2 CTP Recertification credits by the Association for Financial Professionals (AFP).

Please share this SWOAFP Event with your friends and colleagues. Guests are encouraged to register and attend our monthly meetings ($50.00 fee).

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Upcoming SWOAFP meetings for 2025:

February 24 2026 : SWOAFP Annual Conference 

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